SPREAD BROKER
Always under the eagle's wings
Who we are
Spread Broker is a modern insurance broker that combines the independence of an advisor
with the strength of a strategic partnership.
Thanks to such a partnership with L+O International Insurance Sp. z o.o. – a company
belonging to the renowned ISON brokerage group – we have provided our clients
with access to advanced tools, unique insurance products, and
know-how developed within one of the most innovative insurance organisations
in Poland.
Thanks to this synergy, we offer unique solutions and full support throughout the entire
insurance process – from audit and risk analysis, through programme design, to
claims settlement.
An insurance broker is not a salesperson, but your attorney – a kind of
insurance lawyer who supports you in every aspect related to
insurance.
We do not take any remuneration from clients – the costs are covered by insurance companies.
As an entity supervised by the Financial Supervision Authority – we have compulsory
third-party liability insurance for our brokerage activities.
In practice, this means your business gains better and safer protection.
As a trusted partner, we fully understand the specifics of your business. We design
tailor-made solutions, ensuring maximum protection with minimal
involvement on your part. We take over the entire process – from audit and risk analysis,
through negotiations with insurers, to recommendations and support with claims settlement.
Our differentiators are:
Dealer and fleet insurance
including proprietary products for dealerships and dealership networks, providing unique operational, financial and image benefits.
Charter industry assurance
Security & Damage and Deposit Insurance for charterers of yachts and marine equipment.
Comprehensive insurance programs for manufacturing and industrial enterprises
including property, liability and business interruption risks.
We serve clients from a wide range of economic sectors - from trade and services to manufacturing and industry. Owners of large fleets and car dealers, where we can also support them by organising the liquidation of damages using modern IT solutions and a network of partner garages. We have expertise and experience in: Property insurance Technical insurance (machinery, assembly, construction) Business Interruption (BI) - Insurance for the financial consequences of business interruption. D&O (Directors and Officers) - Insurance that protects directors, supervisory board members and other corporate officers against the financial consequences of third-party claims related to their activities in the company. This includes the costs of defending themselves in lawsuits, indemnities and possible settlements. General and professional liability. Product liability. Product Recall - Insurance for product recall costs. Product Contamination - Insurance for product contamination. Group life insurance. Health and medical insurance, including corporate programmes.
Offer
Our services, is not only representing the client in the market, it is a comprehensive support including:
Analysis
We verify existing insurance programmes in terms of scope, cost and compliance with real risks.
Negotiations
We negotiate on behalf of the client with insurance companies - obtaining better terms, wider coverage and competitive prices.
Claims assistance
We represent your interests throughout the entire claims process - from notification to obtaining the benefits due.
Market monitoring
We continuously analyse the financial health of insurers and the availability of new products to continuously optimise our clients' protection.
Why us?
What sets us apart?
Thanks to our cooperation with the ISON Group, we offer products that are available on the Polish and international markets - also in a white-label model or integrated into the client's processes.
We design each insurance programme from scratch, taking into account the specifics of the industry, the structure of the assets and the level of risk.
We combine sector knowledge and expertise with operational practice - from professional indemnity to complex property programmes for the industry.
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